Supplemental Security Income

A U.S. federal program administered by the Social Security Administration that provides cash benefits to people with disabilities, blindness, or age-related needs who have limited income and resources. SSI enforces strict asset and income limits — historically $2,000 in countable resources for an individual — which directly shapes how recipients and their families can use bank accounts, savings, and gifts without losing benefits. Accessibility-focused financial tools must account for these rules; for example, maintaining back-end transfers to keep accounts under SSI thresholds is a routine caregiver practice documented in HCI research on disability and money.